Life and Health Insurance

Life Insurance
  Many financial experts consider life insurance to be the cornerstone of sound financial planning.  It is generally a cost-effective way to provide for your loved ones after you are gone.  It can be an important tool in the following ways:
Income Replacement
For most people, their key economic asset is their ability to earn a living.   If you have dependents, then you should consider what would happen to them if they no longer have your income to rely on.

Pay outstanding debts and long-term obligations
Consider life insurance so that your loved ones have the money to offset burial costs, credit card debts and medical expenses not covered by health insurance.  In addition, life insurance can be used to pay off the mortgage, supplement/retirement savings and help pay college tuition.

Estate Planning
The proceeds of a life insurance policy can be structured to pay estate taxes so that your heirs will not have to liquidate other assets.  If you have a favorite charity, you can designate some of the proceeds from your life insurance to go to that organization.
If you would like to find out how much coverage you should have please try this life insurance calculator:   Life Insurance Calculator
 
For a personal review of your life or health insurance needs please contact us or complete a request for a quote here.
 
To request a change to your Erie Insurance Life Insurance Policy, please download
and complete this form. After completing the form, please print out and fax to us at 540-659-1592.
 		  

Health Insurance

  
  Hospital and doctor visits as well as prescription medications can be very costly these days.  Health insurance is your best option for assistance with these costs.  Let Lewis Insurance Associates work to help you and your family get the coverage you need.
  • HMO
  • PPO
  • Local Network
  • Eye Care
  • Dental Care
  • Prescription Coverage
  • Deductible and Co-pay options
Request your free, no obligation quote here.		  
 

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